Description
Mae’r Brifysgol Agored wedi cydweithio â MoneySavingExpert (MSE) i gynhyrchu’r cwrs â bathodyn newydd yma sy’n rhad ac am ddim, er mwyn eich helpu i ddatblygu’r sgiliau a’r wybodaeth sydd eu hangen arnoch chi i feistroli’ch arian. Cafodd y cwrs ei ysgrifennu gan y Brifysgol Agored, gydag MSE yn rhoi cymorth ac arweiniad.
Cynhyrchwyd y cwrs hwn yn Saesneg yn wreiddiol ac mae wedi ei gyfieithu i’r Gymraeg gan y Brifysgol Agored.
Mae’r cwrs yn llawn dop o fideos, clipiau sain, cwisiau a gweithgareddau, ac mae’n mynd i’r afael â’r prif agweddau ar gyllid personol.
Mae’r cwrs yn dechrau drwy edrych ar sut i fod yn ddarbodus wrth wario arian, ac ar y pwysau ymddygiadol a marchnata sy’n ceisio dylanwadu ar yr hyn mae defnyddwyr yn ei brynu. Wedyn, mae’n edrych ar gyllidebau ac effaith treth ar gyllid aelwydydd. Mae benthyca arian yn rhywbeth mae bron pob aelwyd yn gyfarwydd ag ef, ond mae’n gallu achosi problemau ariannol. Mae’r cwrs yn esbonio sut i fenthyca arian yn synhwyrol os oes angen gwneud hynny, p’un a yw’n fenthyciad i brynu car neu’n forgais i brynu tŷ. Ydych chi eisiau cynilo neu fuddsoddi arian. Mae’r cwrs yn edrych ar gyfrifon cynilo syml, yn ogystal â buddsoddiadau fel cyfranddaliadau, nwyddau neu eiddo. Mae’n esbonio beth mae’n ei olygu a pha risgiau rydych chi’n eu hwynebu wrth i chi geisio cael mwy o elw ar eich arian. Mae’r cwrs yn dod i ben drwy fynd i’r afael â chymhlethdodau pensiynau. Bydd yn eich helpu chi i feddwl am eich opsiynau pan fyddwch chi’n ymddeol, fel beth fydd cyfanswm pensiwn y wladwriaeth i chi a sut mae ategu hwn gyda phensiwn personol neu alwedigaethol, a beth gallwch chi ei wneud os nad yw’ch darpariaeth pensiwn yn ddigon i ddiwallu’ch anghenion.
Mae’r cwrs am ddim hwn yn para 12 awr ac mae’n cynnwys chwe sesiwn. Gallwch chi weithio drwy’r cwrs yn eich amser eich hun. Mae’r chwe sesiwn wedi’u cysylltu er mwyn sicrhau bod y cwrs yn llifo’n mewn modd rhesymegol. Sef:
Gwneud penderfyniadau gwario da
Cyllidebu a threthi
Benthyca arian
Deall morgeisi
Cynilion a buddsoddi
Cynllunio ar gyfer ymddeoliad
Clearly things have changed in some respects, but a series of underlying principles and values inherited from Ancient Greece are still central to the modern Olympic spirit. For example, the London 2012 theme of ‘truce’echoed the Ancient Olympic tradition of ekecheiria (sacred peace); Classical ideals of equality and self-improvement still motivate athletes to compete fairly and push themselves to the limit; the Rio theme song , ‘The Gods of Olympus visit Rio de Janeiro’, includes references to Poseidon, Hermes, Dionysus, Aphrodite, Apollo, Hercules, Artemis, Hephaestus and Zeus; and modern programmes such as the Rio 2016 Culture Festival remind us of Classical associations between sport, poetry, music, and prose composition.
This course highlights the similarities and differences between our modern Games and the Ancient Olympics and explores why today, as we prepare for Rio’s 2016 Olympics, we still look back at the Classical world for meaning and inspiration.
This free course will help to support you in becoming a confident distance student. It will guide you through five simple interactive steps to refresh your approach to learning. You will explore useful study skills, time management, assessment, becoming digitally ready, and effective engagement with course materials.
You will complete the course with an exercise to enable you to reflect on your readiness to be a distance learner.
After studying this course you should be able to:
identify areas of study strengths in preparation for becoming a distance learner
explore and reflect on skills that are valuable for distance study
identify opportunities to further develop your skills as a distance learner
understand the attributes of a successful distance student.
In this free course, Accessibility and inclusion in digital health, you will consider some of the ways that people can access digital health in the UK and how they are able to take more control over their physical and mental health. However, for a number of reasons not everyone has access to digital health technology; for example, affordability, fear of using technology or personal circumstances. This is why the NHS Digital Health organisation in England and the Scottish and Welsh government have also developed initiatives to increase accessibility and to empower people to feel included in decisions about their health and wellbeing. This is explored in the context of a variety of different people from different backgrounds and for different health conditions.
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